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Sunday, June 30, 2013
Make Money through Pay-Per-Download
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Thursday, June 27, 2013
More Survey Sites
- Take survey and earn cash
- Complete offer and earn cash
- Play game and earn cash rewards
- online coupon to save money on day to day household goods
- Referral rewards
To learn more:
- Monthly prize drawing
- Play game and earn cash rewards
- online coupon to save money on day to day household goods
- Referral rewards
To learn more:
- Monthly prize Sweepstakes
- minimum pay out is $12
To learn more:
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Saturday, June 22, 2013
Personal Investment -- Peer to Peer lending
The P2P lending (peer to peer lending) has very long history. One person borrows money (personal loan) from another person or persons. After lender and borrower set term and interest rate, borrower receives money. When the term is up, borrower should pay the loan and interests back to the lender. P2P loans are not secured. Lender needs some kind of bonds or personal relationship to against default.
Online P2P lending is a young industry. It started in UK at 2005 by a company called Zopa. Two US companies Prosper and Lending Club opened in 2006. Online P2P lending is originated from traditional P2P with modernized processes.
I found P2P information few months ago through the article"Lending Web Site Gains a Shareholder in Google". So I decided to give it a try and selected Lending Club. Here is my experience of Lending Club as an investor.
- Register your Lending Club account by filling form with your personal information
- Transfer funding to your account
- Wire transfer: You can wire your money to your Lending Club account. If your first wire transfer exceeds $1,000, Lending Club will deposit $25 into your Lending Club account to cover those wire fees. Wire transfer fund takes 1 business day to appear on your Lending Club account.
- Link your bank account: You can provide you bank route number and account to your Lending Club account. The funding can take 4 business days to appear on your Lending Club account.
- Loan structure
- Lending Club offered loans from few thousand dollars to $35,000. The terms of loans are 3 years and 5 years.
- The loans are divided into 7 categories (A – G) based on borrowers’ FICO scores, current incomes, and employment histories etc. as risk facts. Category A loans have the lowest default risk, but paying lower interest rates. Category G loans have the highest default risk, but paying much higher interest rates.
- Each loan is divided into number of $25 notes. Investors can fund as little as one note ($25) per loan.
- Invest
- Investors can purchase loans manually by browse each category of loans and buy the notes.
- Lending Club also offers prebuilt portfolios based on investors available funds.
- Lending Club will calculate possible APR rate and possible default rate based on the risk of the loans.
- Loan review and issue
- Lending Club list loan requests online to be funded by investors. After a loan request is fully funded, Lending Club will perform final review and decide if the loan will be granted or denied.
- If the loan is denied, the funding will be returned to investors’ accounts for future investments.
- Fees and pay back
- Lending Club charges 0.75% APR as service fee.
- You will receive monthly pay to your Lending Club account for future investment.
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Sunday, June 16, 2013
Second Income Opportunity with No Investment
The program is FREE to join and offers 82000 products and services in more than 190 countries around the world. The SFI parent company (Carson Services) is A+ rated, Bronze Member of Better Business Bureau.
Since there is no upfront cost, I joined early this month to see how it works.
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Online garage sale! Penny auctions and more...
Pricebenders Penny Auctions
Get brand new, brand name items at prices far below retail. Bids start as low as only 29 cents each!
Get the best, most in-demand merchandise for FAR less than retail at Pricebenders penny auctions.
Stop overpaying for penny auction bids...
Get the best, most in-demand merchandise for FAR less than retail at Pricebenders penny auctions. Learn more:
Free Listing Offer
Love garage sales? We're building the world's largest ONLINE garage sale!
Snatch bargains for pennies on the dollar
New items added hourly
Collectibles and hard-to-find items
Gadgets and gear available nowhere else
Crazy-priced closeouts
Sell your own unwanted stuff too for quick cash!
Replace the stuff cluttering up your closets, attic, and garage with cash in your pocket...Find out how:
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Thursday, June 13, 2013
Cool Site to earn extra cash
SquishyCash
SquishyCash is very cool site that provides various opportunities to its members cash and chips rewards by particiating in surveys, games, shopping, free trails and more...$5.00 Dollar sign up bonus
Free Daily Surveys
Daily surveys are another great way to earn on SquishyCash. These surveys are completely free and can be taken once a day, everyday, and on average pay between $0.35 and $0.75 for each completed survey. Daily surveys are unique, in that they credit nearly 100%, which is unlike most offers available.-There are nearly 500 completely free offers available (most are only available to US members). On average, each offer pays out about $0.40 and 1 Chip, which can be redeemed for prizes in the Prize Shop or you can try your luck at Squishy Slots.
-Completing trial offers is another great way to earn on SquishyCash, and at the same time, try new products! The average payout for trials on SquishyCash is $5. Most trial offers will require a credit card, but in many cases there will be no initial cost or a very small one, usually for shipping/handling.
-SquishyCash has partnered with hundreds of online shops around the web to bring you cash back for all your shopping needs. Some of the top sites include Barnes & Noble, Apple, Walmart, Forbes, Legal Sea Foods, and more! Shopping offers pay out in cash or in a percentage of the purchase price. Since many stores payout in percentage, your cash back earnings are truly unlimited!
Refer Your Friends & Daily, Weekly, Monthly Contests
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Wednesday, June 12, 2013
Paid to Read Emails
Paid to read emails (PTR) is another way to make money online. Companies want to attract new customers or increase traffic to their websites. So they pay advertising companies to market their website/business online. One way of online marketing is email marketing. Some websites offer their members incentives to read sponsored emails from advertisers.
There are many websites offering paid to read emails. Some PTR sites are in business longer than 10 years and some are new comers. To verify if PTR site is scam or not, you can check online through review sites such as scambusters.org or do research through Better Business Bureau.
How does it work?- Sign up PTR sites with NO cost
- Confirm you registration
- Complete profiles on PTR sites
- Receive email messages for new earning opptunities
- Read and confirm credit to receive credits to your account
Paid to read emails is good way to earn some extra money. But it will not make you rich in any way. PTR sites pay $0.0001 to $0.05 per email message depending PTR sites. Please beware that most of emails will be categorized as SPAM/JUNK messages by Hotmail, gmail, yahoo, etc. Here are some of PTR sites are 100% free to join.
Paid to Read Site | Description |
---|---|
www.inboxpays.com |
Earn cash to read emails delivered to your inbox |
Complete cash offers | |
Free coupons | |
$25 minmum payout | |
Referal rewards | |
www.cashmoneyemail.com |
Earn cash or points to read emails |
Paid to browse web Ads | |
$10 sign up bonus | |
$.02 or 2 points per email | |
$.02 or 2 points per Ad browsing | |
Redeem cash with check or Paypal | |
$100 minmum payout | |
Referal rewards | |
www.dealsncash.com |
USA, Canada, United Kingdom & Australia Only |
Must be 18 or older | |
$.02 per email | |
Redeem cash with check | |
$30 minmum payout | |
Referal rewards | |
www.cash4offers.com |
Earn cash to read emails and take surveys |
Earn points to do the tasks | |
$.02 per email | |
Redeem cash with check | |
$35 minmum payout | |
Referal rewards | |
www.smoothLinks.com |
Earn cash to read emails |
$0.005 per email | |
Redeem cash with PayPal or e-Gold | |
$1.50 minmum payout | |
Referal rewards | |
www.eimimo.com |
Earn cash to read emails |
$10 sign up bonus | |
Redeem cash with PayPal, AlertPay, or Check | |
$25 minmum payout | |
Referal rewards | |
www.adpaid.com |
Earn cash and points to read emails |
Offer paid to click and surveys | |
Redeem cash with PayPal or gift cards | |
$3 minmum payout | |
Referal rewards | |
www.petmails.com |
Open to Australia, Canada, United Kingdom, United States residents only |
Earn cash to read emails | |
Redeem cash with Paypal | |
$1 minmum payout | |
Referal rewards | |
www.valeptr.com/ |
Open to all countries except Bangladesh, Cambodia, China, Hong Kong, India, Indonesia, Laos, Malaysia, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam |
Earn cash to read emails | |
Redeem cash with Paypal | |
$1 minmum payout | |
Referal rewards | |
www.youromail.com |
Earn cash to read emails |
Earn cash to click Ads | |
Redeem cash with Paypal | |
$10 minmum payout | |
Referal rewards | |
www.cashdelight.com |
Earn cash to read emails |
Earn points to click Ad | |
Redeem cash and points with Paypal | |
$2 minmum payout | |
Referal rewards | |
www.no-minimum.com |
Earn cash to read emails |
Earn points to click Ad | |
Redeem cash and points with Paypal | |
$1 minmum payout | |
Referal rewards | |
www.mistyandsamscash.com |
Earn cash to read emails |
Earn cash to click Ad | |
Redeem cash with Paypal | |
$3.00 minmum payout | |
www.fusionmails.com |
Earn cash and points to read emails and click Ads |
Redeem cash with Paypal, Alertpay or Liberty Reserve | |
10 points or $0.02 - $0.05 per email | |
$1 Minimum Payout via Alertpay or Liberty Reserve, $5 via Paypal | |
Referal rewards | |
www.avamail.com |
Earn cash and points to read emails and click Ads |
Redeem cash via check, WebCertificate or by EGold or WebMoney | |
$22 Minimum Payout | |
Referal rewards | |
www.paidmails.com |
Earn cash to read emails |
Redeem cash via PayPal and E-gold | |
$5 Minimum Payout | |
Referal rewards | |
www.dealsncash.com |
Earn cash to read emails |
Redeem cash via check | |
$30.00 Minimum Payout | |
Referal rewards |
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Sunday, June 9, 2013
More Pay Online Survey Sites
Survey Site | Description |
---|---|
www.askmesurveys.com |
Earn cash for taking surveys |
Redeem cash with gift cards | |
$10 minimum pay out | |
www.surveysavvy.com |
Earn cash for taking surveys |
Redeem cash throug Check | |
$1 minimum pay out | |
Referral award and sweepstakes | |
www.isurveynow.com |
Earn cash for taking survey |
Redeem cash to gift cards or charity donation | |
$10 minimum pay out | |
www.quickpaysurvey.com |
$3.00 sign up bonus |
Earn cash for taking surveys | |
Redeem cash to Paypal | |
$10 minimum pay out | |
Referral award | |
www.myhotspex.com |
Earn BUXes for taking surveys |
1100 BUXes to $10 | |
Redeem points Paypal, charity donation, and gift cards | |
$10 minimum pay out | |
Referral award and sweepstakes | |
www.ideashifters.com |
|
Open to US only | |
Redeem points to Amazon gift cards | |
100 points minimum pay out | |
Referral award |
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Tuesday, June 4, 2013
Paid Online Survey
Companies use surveys to gather consumer opinions to improve their products and marketing strategy. In return, they offer finical compensations. The surveys are conducted by marketing research firms. Paid online survey is a legitimate and common way to earn cash from your computer.
There are many websites offering online surveys. Some of them are legit and some are scam. To verify if the survey site is scam or not, you can check online through review sites such as scambusters.org or do research through Better Business Bureau.
How does it work?
- Sign up survey sites with NO cost
- Confirm you registration
- Complete profiles on the survey sites
- Receive survey alert messages
- Take surveys and start make some money
Taking survey will not make enough money to quit your day job. But it very good start if you have couple of hour a day. However, some of the surveys are really boring. Here are some of survey sites are 100% free to join.
Pay Survey Sites
Survey Site | Description |
---|---|
www.mysurvey.com |
Open to residents in US only |
Earn points for taking surveys | |
1000 points to $10 | |
Redeem points with Paypal, gift cards like Amazon | |
$10 minimum pay out | |
Offers sweepstakes, mobile app, and referral awards | |
www.tellwut.com |
Open to residents in US and Canada only |
Earn points for taking surveys | |
4000 points to $10 | |
Redeem points with gift cards like Amazon, Home Depot, etc. | |
$10 minimum pay out | |
Complete each survey under 30 seconds | |
5 to 10 point per survey | |
No email alerts | |
www.opinionsite.com |
Open to residents in US and Canada only |
Earn points for taking surveys | |
14000 points to $10 | |
Redeem points with gift cards like Amazon, Home Depot, etc. | |
$10 minimum pay out | |
Referral award (700 points per referral) | |
www.globaltestmarket.com |
|
Earn points for taking surveys | |
220 points to $10 | |
Redeem points Paypal, Check, and gift cards like Amazon, Home Depot, etc. | |
$50 minimum pay out | |
Offers mobile app and sweepstakes | |
Referral award (20 points per referral) | |
www.toluna.com |
|
Earn points for taking surveys | |
30000 points to $10 | |
Redeem points Paypal, Facebook credits, Check, and gift cards | |
$10 minimum pay out | |
Offers mobile app and Facebook app | |
Referral award and sweepstakes | |
www.epoll.com |
|
Earn points for taking surveys | |
7250 points to $10 | |
Redeem points Paypal, Charity donation, and Starbucks gift cards etc. | |
$10 minimum pay out | |
Referral award and sweepstake | |
www.mysoapbox.com |
|
Earn points for taking surveys | |
2000 sign up points | |
10000 points to $10 | |
Redeem points to Paypal, Amazon gift card etc. | |
$25 minimum pay out | |
Sweepstakes and referral award (250 points per referral) | |
www.i-say.com |
|
Earn points for taking surveys | |
1000 points to $10 | |
Redeem points to Paypal, Check, Amazon gift cards, Charity donation, and more. | |
$10 minimum pay out | |
Sweepstakes and referral award | |
www.surveyspot.com |
|
Earn points for taking surveys | |
1000 points to $10 | |
Redeem points to Paypal, Check, Amazon gift cards,and more | |
$10 minimum pay out | |
Sweepstakes | |
www.onlycashsurveys.com |
|
Earn cash for taking surveys | |
Redeem to Paypal, Check, Amazon gift cards,and more | |
$12 minimum pay out | |
Sweepstakes | |
www.ipoll.com |
|
Earn cash for taking surveys | |
Evaluate of products | |
Redeem at shoebuy.com or donation | |
$10 minimum pay out | |
Offer iPad Sweepstakes | |
www.vindale.com |
|
Earn cash for taking surveys | |
Evaluate products | |
Coupon offers | |
Redeem cash with Check | |
$50 minimum pay out | |
Referral rewards | |
www.harrispollonline.com |
Earn points for taking surveys |
Redeem points to gift cards | |
1250 points to $10 | |
Redeem points to gift cards | |
$50 minimum pay out | |
Sweepstakes | |
www.opinionoutpost.com |
Earn points for taking surveys |
Redeem points to gift cards | |
100 points to $10 | |
Redeem Paypal and gift cards | |
Sweepstakes | |
www.pchonlinesurveys.com |
Earn points for taking surveys |
Redeem points to Amazon gift cards, and more | |
100 points to $10 | |
Redeem Paypal and gift cards | |
Sweepstakes | |
www.surveyeveryone.com |
$1 sign up bonus |
Earn cash for taking surveys | |
Redeem cash to Paypal account | |
$20 is minimum pay out | |
village.gongos.com |
Earn points for taking surveys |
Redeem points to Amazon gift cards | |
1000 points to $10 | |
The site will $0.05 to charity for each 100 points earned by it members. | |
Offer mobile app. | |
www.isurveyworld.com |
Earn cash for taking surveys |
$5 sign up bonus | |
Redeem cash to Paypal account | |
www.springboardamerica.com |
Earn cash for taking surveys |
Redeem cash to Paypal and Check | |
$50 minimum pay out | |
www.yougov.com |
Earn points for taking surveys |
Redeem points to Amazon gift cards and more | |
1350 points to $10 | |
Referral rewards |
To Be Continued...
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Monday, June 3, 2013
My first post
Making money online is not very easy tasks. It requires time, efforts, and dedication. You will not get rich overnight. I will discuss various methods and resources of making money online. Stay tune…