Sunday, June 30, 2013

Make Money through Pay-Per-Download

Pay-Per-Download is new to me. You're ready to create some cash through file sharing. There are websites paying their members to transfer files and share with others. This methodology is termed Pay per transfer (PPD). The PPD sites let their members transfer files and promote the transfer links. Members of the PPD sites can get paid if anyone download the files.

I collected some PPD sites:

Share Cash
Share Cash offers $1 to $20 per download. File limit is 50 MB per file. Pay out is through PayPal, Payza, Payoneer, Payquicker, Wire Transfers, and Checks monthly. Premier members get paid twice a month and great referral program.
Storm Cash
Storm Cash offers upto $1 per download. File limit is 20 MB per file. Pay out is through PayPal and MoneyBookers monthly.
Deposit Files
Deposit Files pays $5 per 1000 downloads (Earning program not available in USA). Free members have 10GB free storag and great referral program..
File Factory
File Factory pays $0.5 to $40 per 1000 downloads. Free members have 50GB free storage and uploaded files will be deleted after 90 days and great referral program..
Join FileFactory Today!
xPress File Share
xPress File Share offers free membership and pays $1-$10 per download. $10.50 minimum pay out with PayPal.

Dollar Upload
Dollar Upload offers free membership and pays $600-$800 per 1000 download. $10 minimum pay out with PayPal, Payza, Payquicker, check and more.

Dengee
Dengee offers affiliate and Premium memberships. it pays $0.20-$5 per download. $20 minimum pay out with PayPal.

File Swag
File Swag offers free memberships. it pays $1-$20 per download. $10 minimum pay out with PayPal.

File Bucks
File Bucks offers typical $1 to $10 per download. Members have 500 MB free storage and $10 minimum pay out through PayPal and great referral program.
FileBucks - Make Hot Money
Rapid Gator
Rapid Gator offers typical $0.50 to $40 per 1000 downloads. The site pays weekly and pay out through WebMoney and great referral program.
Rapidgator.net
Note: I have not tried all the sites above. Please be careful when you try the sites.

My Zimbio
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Thursday, June 27, 2013

More Survey Sites

Survey Site -- Inboxpays
Inboxpays offers its members several ways to earn cash rewards including cash surveys, cash offers, cash games, and more

How to Earn:
- $5.00 sign up bonus
- Take survey and earn cash
- Complete offer and earn cash
- Play game and earn cash rewards
- online coupon to save money on day to day household goods
- Referral rewards

How to get Paid:
- Inboxpays pays cash

Note:
- minimum pay out is $25
To learn more:
InboxPays
Survey Site -- Surveyspot
Surveyspot compensates it memebers survey opportunities to earn various points.

How to Earn:
- Take survey and earn point
- Monthly prize drawing
- Play game and earn cash rewards
- online coupon to save money on day to day household goods
- Referral rewards

How to get Paid:
- 100 points to $1 and minimum pay out $10

To learn more:
Surveyspot
Survey Site -- Only Cash Surveys
Only Cash Surveys is very simple site that cash for taking surveys.

How to Earn:
- Take survey and earn cash
- Monthly prize Sweepstakes
How to get Paid:
- Redeem rewards with Paypal, iTune, Stackbucks gift cards
- minimum pay out is $12

To learn more:
Only Cash Surveyst
My Zimbio
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Saturday, June 22, 2013

Personal Investment -- Peer to Peer lending

Lending Club

The P2P lending (peer to peer lending) has very long history. One person borrows money (personal loan) from another person or persons. After lender and borrower set term and interest rate, borrower receives money. When the term is up, borrower should pay the loan and interests back to the lender. P2P loans are not secured. Lender needs some kind of bonds or personal relationship to against default.

Online P2P lending is a young industry. It started in UK at 2005 by a company called Zopa. Two US companies Prosper and Lending Club opened in 2006. Online P2P lending is originated from traditional P2P with modernized processes.

I found P2P information few months ago through the article"Lending Web Site Gains a Shareholder in Google". So I decided to give it a try and selected Lending Club. Here is my experience of Lending Club as an investor.

How it works:
  1. Register your Lending Club account by filling form with your personal information
  2. Transfer funding to your account
    • Wire transfer: You can wire your money to your Lending Club account. If your first wire transfer exceeds $1,000, Lending Club will deposit $25 into your Lending Club account to cover those wire fees. Wire transfer fund takes 1 business day to appear on your Lending Club account.
    • Link your bank account: You can provide you bank route number and account to your Lending Club account. The funding can take 4 business days to appear on your Lending Club account.
  3. Loan structure
    • Lending Club offered loans from few thousand dollars to $35,000. The terms of loans are 3 years and 5 years.
    • The loans are divided into 7 categories (A – G) based on borrowers’ FICO scores, current incomes, and employment histories etc. as risk facts. Category A loans have the lowest default risk, but paying lower interest rates. Category G loans have the highest default risk, but paying much higher interest rates.
    • Each loan is divided into number of $25 notes. Investors can fund as little as one note ($25) per loan.
  4. Invest
    • Investors can purchase loans manually by browse each category of loans and buy the notes.
    • Lending Club also offers prebuilt portfolios based on investors available funds.
    • Lending Club will calculate possible APR rate and possible default rate based on the risk of the loans.
  5. Loan review and issue
    • Lending Club list loan requests online to be funded by investors. After a loan request is fully funded, Lending Club will perform final review and decide if the loan will be granted or denied.
    • If the loan is denied, the funding will be returned to investors’ accounts for future investments.
  6. Fees and pay back
    • Lending Club charges 0.75% APR as service fee.
    • You will receive monthly pay to your Lending Club account for future investment.
Personal Experience:
I opened my account in late May and invested $5,000. I want to reduce risks and split funds in 187 loans. I also setup email alert to notify me if my account has more than $25, so I can purchase more loans. To learn more: Lending Club My Zimbio
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Sunday, June 16, 2013

Second Income Opportunity with No Investment

The company behind TripeClicks is SFI (Strong Future International) Marketing Group, a division of Carson Services, located in Lincoln Nebraska. SFI is behind of TripleClicks SFI is affiliate based program which you make money off commission of sales and referrals.

The program is FREE to join and offers 82000 products and services in more than 190 countries around the world. The SFI parent company (Carson Services) is A+ rated, Bronze Member of Better Business Bureau.

Since there is no upfront cost, I joined early this month to see how it works.

My Zimbio
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Online garage sale! Penny auctions and more...

TripleClicks is a one stop shop auction site. It features regular auctions with third party buyers and sellers, much like eBay, but it also features its very own penny auctions, called Pricebenders.
Pricebenders Penny Auctions
Get brand new, brand name items at prices far below retail. Bids start as low as only 29 cents each!
Get the best, most in-demand merchandise for FAR less than retail at Pricebenders penny auctions.
Stop overpaying for penny auction bids...
Get the best, most in-demand merchandise for FAR less than retail at Pricebenders penny auctions. Learn more:

Free Listing Offer
Love garage sales? We're building the world's largest ONLINE garage sale!
Snatch bargains for pennies on the dollar
New items added hourly
Collectibles and hard-to-find items
Gadgets and gear available nowhere else
Crazy-priced closeouts
Sell your own unwanted stuff too for quick cash!
Replace the stuff cluttering up your closets, attic, and garage with cash in your pocket...Find out how:
My Zimbio
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Thursday, June 13, 2013

Cool Site to earn extra cash

SquishyCas​h

SquishyCash is very cool site that provides various opportunities to its members cash and chips rewards by particiating in surveys, games, shopping, free trails and more...

$5.00 Dollar sign up bonus


Free Daily Surveys

Daily surveys are another great way to earn on SquishyCash. These surveys are completely free and can be taken once a day, everyday, and on average pay between $0.35 and $0.75 for each completed survey. Daily surveys are unique, in that they credit nearly 100%, which is unlike most offers available.
-There are nearly 500 completely free offers available (most are only available to US members). On average, each offer pays out about $0.40 and 1 Chip, which can be redeemed for prizes in the Prize Shop or you can try your luck at Squishy Slots.
-Completing trial offers is another great way to earn on SquishyCash, and at the same time, try new products! The average payout for trials on SquishyCash is $5. Most trial offers will require a credit card, but in many cases there will be no initial cost or a very small one, usually for shipping/handling.
-SquishyCash has partnered with hundreds of online shops around the web to bring you cash back for all your shopping needs. Some of the top sites include Barnes & Noble, Apple, Walmart, Forbes, Legal Sea Foods, and more! Shopping offers pay out in cash or in a percentage of the purchase price. Since many stores payout in percentage, your cash back earnings are truly unlimited!

Refer Your Friends & Daily, Weekly, Monthly Contests


My Zimbio
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Wednesday, June 12, 2013

Paid to Read Emails

Paid to read emails (PTR) is another way to make money online. Companies want to attract new customers or increase traffic to their websites. So they pay advertising companies to market their website/business online. One way of online marketing is email marketing. Some websites offer their members incentives to read sponsored emails from advertisers.

There are many websites offering paid to read emails. Some PTR sites are in business longer than 10 years and some are new comers. To verify if PTR site is scam or not, you can check online through review sites such as scambusters.org or do research through Better Business Bureau.

How does it work?
  1. Sign up PTR sites with NO cost
  2. Confirm you registration
  3. Complete profiles on PTR sites
  4. Receive email messages for new earning opptunities
  5. Read and confirm credit to receive credits to your account

Paid to read emails is good way to earn some extra money. But it will not make you rich in any way. PTR sites pay $0.0001 to $0.05 per email message depending PTR sites. Please beware that most of emails will be categorized as SPAM/JUNK messages by Hotmail, gmail, yahoo, etc. Here are some of PTR sites are 100% free to join.

Paid to Read Site Description

www.inboxpays.com

Earn cash to read emails delivered to your inbox
Complete cash offers
Free coupons
$25 minmum payout
Referal rewards

www.cashmoneyemail.com

Earn cash or points to read emails
Paid to browse web Ads
$10 sign up bonus
$.02 or 2 points per email
$.02 or 2 points per Ad browsing
Redeem cash with check or Paypal
$100 minmum payout
Referal rewards

www.dealsncash.com

USA, Canada, United Kingdom & Australia Only
Must be 18 or older
$.02 per email
Redeem cash with check
$30 minmum payout
Referal rewards

www.cash4offers.com

Earn cash to read emails and take surveys
Earn points to do the tasks
$.02 per email
Redeem cash with check
$35 minmum payout
Referal rewards

www.smoothLinks.com

Earn cash to read emails
$0.005 per email
Redeem cash with PayPal or e-Gold
$1.50 minmum payout
Referal rewards

www.eimimo.com

Earn cash to read emails
$10 sign up bonus
Redeem cash with PayPal, AlertPay, or Check
$25 minmum payout
Referal rewards

www.adpaid.com

Earn cash and points to read emails
Offer paid to click and surveys
Redeem cash with PayPal or gift cards
$3 minmum payout
Referal rewards

www.petmails.com

Open to Australia, Canada, United Kingdom, United States residents only
Earn cash to read emails
Redeem cash with Paypal
$1 minmum payout
Referal rewards

www.valeptr.com/

Open to all countries except Bangladesh, Cambodia, China, Hong Kong, India, Indonesia, Laos, Malaysia, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam
Earn cash to read emails
Redeem cash with Paypal
$1 minmum payout
Referal rewards

www.youromail.com

Earn cash to read emails
Earn cash to click Ads
Redeem cash with Paypal
$10 minmum payout
Referal rewards

www.cashdelight.com

Earn cash to read emails
Earn points to click Ad
Redeem cash and points with Paypal
$2 minmum payout
Referal rewards

www.no-minimum.com

Earn cash to read emails
Earn points to click Ad
Redeem cash and points with Paypal
$1 minmum payout
Referal rewards

www.mistyandsamscash.com

Earn cash to read emails
Earn cash to click Ad
Redeem cash with Paypal
$3.00 minmum payout

www.fusionmails.com

Earn cash and points to read emails and click Ads
Redeem cash with Paypal, Alertpay or Liberty Reserve
10 points or $0.02 - $0.05 per email
$1 Minimum Payout via Alertpay or Liberty Reserve, $5 via Paypal
Referal rewards

www.avamail.com

Earn cash and points to read emails and click Ads
Redeem cash via check, WebCertificate or by EGold or WebMoney
$22 Minimum Payout
Referal rewards

www.paidmails.com

Earn cash to read emails
Redeem cash via PayPal and E-gold
$5 Minimum Payout
Referal rewards

www.dealsncash.com

Earn cash to read emails
Redeem cash via check
$30.00 Minimum Payout
Referal rewards
My Zimbio
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Sunday, June 9, 2013

More Pay Online Survey Sites

Survey Site Description

www.askmesurveys.com

Earn cash for taking surveys
Redeem cash with gift cards
$10 minimum pay out

www.surveysavvy.com

Earn cash for taking surveys
Redeem cash throug Check
$1 minimum pay out
Referral award and sweepstakes

www.isurveynow.com

Earn cash for taking survey
Redeem cash to gift cards or charity donation
$10 minimum pay out

www.quickpaysurvey.com

$3.00 sign up bonus
Earn cash for taking surveys
Redeem cash to Paypal
$10 minimum pay out
Referral award

www.myhotspex.com

Earn BUXes for taking surveys
1100 BUXes to $10
Redeem points Paypal, charity donation, and gift cards
$10 minimum pay out
Referral award and sweepstakes

www.ideashifters.com

Open to US only
Redeem points to Amazon gift cards
100 points minimum pay out
Referral award
My Zimbio
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Tuesday, June 4, 2013

Paid Online Survey

Companies use surveys to gather consumer opinions to improve their products and marketing strategy. In return, they offer finical compensations. The surveys are conducted by marketing research firms. Paid online survey is a legitimate and common way to earn cash from your computer.

There are many websites offering online surveys. Some of them are legit and some are scam. To verify if the survey site is scam or not, you can check online through review sites such as scambusters.org or do research through Better Business Bureau.




How does it work?
  1. Sign up survey sites with NO cost
  2. Confirm you registration
  3. Complete profiles on the survey sites
  4. Receive survey alert messages
  5. Take surveys and start make some money

Taking survey will not make enough money to quit your day job. But it very good start if you have couple of hour a day. However, some of the surveys are really boring. Here are some of survey sites are 100% free to join.

Pay Survey Sites

Survey Site Description

www.mysurvey.com

Open to residents in US only
Earn points for taking surveys
1000 points to $10
Redeem points with Paypal, gift cards like Amazon
$10 minimum pay out
Offers sweepstakes, mobile app, and referral awards

www.tellwut.com

Open to residents in US and Canada only
Earn points for taking surveys
4000 points to $10
Redeem points with gift cards like Amazon, Home Depot, etc.
$10 minimum pay out
Complete each survey under 30 seconds
5 to 10 point per survey
No email alerts

www.opinionsite.com

Open to residents in US and Canada only
Earn points for taking surveys
14000 points to $10
Redeem points with gift cards like Amazon, Home Depot, etc.
$10 minimum pay out
Referral award (700 points per referral)

www.globaltestmarket.com

Earn points for taking surveys
220 points to $10
Redeem points Paypal, Check, and gift cards like Amazon, Home Depot, etc.
$50 minimum pay out
Offers mobile app and sweepstakes
Referral award (20 points per referral)

www.toluna.com

Earn points for taking surveys
30000 points to $10
Redeem points Paypal, Facebook credits, Check, and gift cards
$10 minimum pay out
Offers mobile app and Facebook app
Referral award and sweepstakes

www.epoll.com

Earn points for taking surveys
7250 points to $10
Redeem points Paypal, Charity donation, and Starbucks gift cards etc.
$10 minimum pay out
Referral award and sweepstake

www.mysoapbox.com

Earn points for taking surveys
2000 sign up points
10000 points to $10
Redeem points to Paypal, Amazon gift card etc.
$25 minimum pay out
Sweepstakes and referral award (250 points per referral)

www.i-say.com

Earn points for taking surveys
1000 points to $10
Redeem points to Paypal, Check, Amazon gift cards, Charity donation, and more.
$10 minimum pay out
Sweepstakes and referral award

www.surveyspot.com

Earn points for taking surveys
1000 points to $10
Redeem points to Paypal, Check, Amazon gift cards,and more
$10 minimum pay out
Sweepstakes

www.onlycashsurveys.com

Earn cash for taking surveys
Redeem to Paypal, Check, Amazon gift cards,and more
$12 minimum pay out
Sweepstakes

www.ipoll.com

Earn cash for taking surveys
Evaluate of products
Redeem at shoebuy.com or donation
$10 minimum pay out
Offer iPad Sweepstakes

www.vindale.com

Earn cash for taking surveys
Evaluate products
Coupon offers
Redeem cash with Check
$50 minimum pay out
Referral rewards

www.harrispollonline.com

Earn points for taking surveys
Redeem points to gift cards
1250 points to $10
Redeem points to gift cards
$50 minimum pay out
Sweepstakes

www.opinionoutpost.com

Earn points for taking surveys
Redeem points to gift cards
100 points to $10
Redeem Paypal and gift cards
Sweepstakes

www.pchonlinesurveys.com

Earn points for taking surveys
Redeem points to Amazon gift cards, and more
100 points to $10
Redeem Paypal and gift cards
Sweepstakes

www.surveyeveryone.com

$1 sign up bonus
Earn cash for taking surveys
Redeem cash to Paypal account
$20 is minimum pay out

village.gongos.com

Earn points for taking surveys
Redeem points to Amazon gift cards
1000 points to $10
The site will $0.05 to charity for each 100 points earned by it members.
Offer mobile app.

www.isurveyworld.com

Earn cash for taking surveys
$5 sign up bonus
Redeem cash to Paypal account

www.springboardamerica.com

Earn cash for taking surveys
Redeem cash to Paypal and Check
$50 minimum pay out

www.yougov.com

Earn points for taking surveys
Redeem points to Amazon gift cards and more
1350 points to $10
Referral rewards

To Be Continued...

My Zimbio
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Monday, June 3, 2013

My first post


Many internet users are looking for ways to make money on the internet. There are lots opportunities online. Some require investment and some not. You can write article, take survey, sell merchandise on eBay, and many more.

Making money online is not very easy tasks. It requires time, efforts, and dedication. You will not get rich overnight. I will discuss various methods and resources of making money online. Stay tune…